I spent the better part of the last two years getting myself out of debt. I could not have achieved this feat without three things:

1) My girlfriend

2) GreenPath

3) Job

I'm glad that my nightmare is somewhat over. I get a full paycheck now and even though my credit score is an absolute mess, it's steadily improving with time. One detour I recently encountered on the road to credit recovery was a delinquent payment for a hospital visit. What really bothers me is that I had been in the emergency room of this hospital (Long Island College Hospital) two months prior to the visit in question and paid my bill on time.

I had absolutely no intention of not paying my hospital bill. Rather, I moved shortly after this visit and started getting my mail forwarded to my new apartment. I never received a final notice for my hospital bill; just a cheap looking collections notice from some rinky dink collection agency that looks like it was typed using Jessica Fletcher's typewriter.

Did I fuck up? Sure I did. I didn't perform diligence and follow up on my bill. Still, the fact that LICH put my bill into collections so soon after my stay will make me think twice before considering going there again.